The Family Focus Guide helps families and individuals in and around the Fayetteville area find resources in our community.
If you have a service-focused organization that serves families in the Fayetteville, Cumberland County area and would like to be listed, please email us at [email protected].
The Mutual Self Help Housing Program is about offering home ownership to First Time Home-buyers with low and very low income (80% of the median income or below). You will need to be credit worthy (credit counseling available), meet USDA-RD loan requirements, and have a reliable source of income. You will be working with several families helping each other in the process of building each families house. Participation in the building process is required but no experience necessary. The program takes hard work, commitment, and willingness to work as a group on each others home. The best part of the program is your loan payment. Your loan payment is lower than other home loan payments as it is based on your income and not the current interest rate. Your lender is the United States Department of Agriculture (USDA) Rural Housing Service. The North Carolina Indian Housing Authority is paid through this grant not by you to assist you in loan process, first time home buyers education, the entire construction process itself and post home ownership education to help you keep your home.
